Category: Investigation Notes

Finding what someone owns is a public records exercise, not a hacking one. Property deeds, recorded mortgages, liens, judgments, corporate filings and vehicle titles are all matters of record, and an asset search is the discipline of assembling them into a picture rather than a list.

How to find property someone owns

Start with the county property appraiser and the clerk of court in every county where the person has lived, then widen nationwide. The complication is almost never the search. It is that people do not hold property in their own names. Title sits in an LLC, a trust, a spouse’s name, or an entity formed in another state, and connecting those back to a person is where the actual work is.

What an asset search will not find

Bank balances and account records are not public and cannot be obtained by an investigator. Neither are brokerage holdings, retirement accounts, or the contents of a safe deposit box. Reaching those requires a subpoena or a court order, which means it requires a case and a judge, not a search. What a public record asset search gives you is the documented picture: what is titled, what is encumbered, what is owned through an entity, and what the recorded history says about how it got there. In a collection or a settlement negotiation that is usually the picture that matters.

What do the county clerk’s official records hold?

Section 28.222 of the Florida Statutes makes the clerk of the circuit court the county recorder and directs the clerk to record deeds, mortgages, claims of lien, judgments, federal tax lien notices and notices of lis pendens in one series called the Official Records. A lis pendens is a notice, recorded under section 48.23, that a lawsuit affecting the property is pending. All instruments recorded in the Official Records must remain open to the public for inspection and copying.

The clerk indexes each instrument by party name, and section 28.2221 requires that index on a public website from no later than January 1, 1990 forward. Insight Investigative Group, LLC, Florida agency license A3400127, is a licensed private investigative agency in Bradenton. An index or a database summary finds the thread; we then pull the recorded document, so the report cites a record your attorney can obtain independently.

Under section 695.01 a conveyance or mortgage of real property is not good against creditors or later purchasers for value without notice unless it is recorded, and under section 55.10 a judgment does not become a lien on real property in a county until a certified copy is recorded there. A database that reports one of those liens is reporting what the Official Records hold.

What do the property appraiser and the tax collector show?

The property appraiser assesses real property as of January 1 each year (section 192.042) and applies the exemptions. Under section 193.114 the assessment roll, the appraiser’s parcel-by-parcel list, carries the just, assessed and taxable values, the recorded selling price and transfer date of each recent deed with its book and page or instrument number, and the owner’s name and address.

The tax collector bills, collects and sells tax certificates on parcels where the taxes go unpaid. Under section 197.102 a tax certificate represents delinquent taxes and assessments and becomes a first lien on the parcel, superior to all other liens with one statutory exception. The tax collector keeps the record of certificates sold (section 197.432), so that lien is checked there, not in the clerk’s index.

What do Sunbiz and the UCC registry show?

Sunbiz is the Florida Division of Corporations website, the state’s official business entity index. It is searchable by entity name, officer or registered agent name, federal employer identification number and street address. A registered agent is the person or company an entity designates in Florida to receive and forward legal process (section 605.0113). An entity’s page shows its status, registered agent, officers, directors or managers with their addresses, and its filed documents as PDF images.

The floor is lower than people assume. An LLC’s annual report must name at least one person with authority to manage it (section 605.0212), and its articles of organization must state only its name, principal office addresses and registered agent (section 605.0201). Neither has to name the members who own the company. Judgment liens on personal property are filed with the Department of State under section 55.202 and are searchable on Sunbiz by debtor name.

A UCC (Uniform Commercial Code) financing statement is a secured creditor’s public notice of its lien on personal property such as equipment, inventory or accounts. Under section 679.5011 most financing statements are filed with the Florida Secured Transaction Registry, the centralized UCC database whose records the Department of State owns; a fixture filing (goods treated as part of the land) goes to the clerk of the circuit court instead. It names the debtor and the secured party and indicates the collateral. It shows a pledge, not a balance.

How is ownership through an entity traced?

One link at a time. The deed names an LLC as grantee (the party receiving the property) and, for an instrument executed on or after July 1, 1991, section 695.26 bars the clerk from recording it unless it shows the grantee’s post-office address and the preparer’s name and address. The Sunbiz record supplies the registered agent, principal office address and the person with authority to manage. The officer and registered agent search lists the other Florida entities that name is on, and each name goes back through the clerk’s index.

What ties the chain together is repetition: the same person, address, agent and preparer, on one recorded instrument after another. Trusts are the limit. Under section 689.073 a recorded deed to a trustee with power to sell, lease or encumber the property vests that power in the trustee, and anyone dealing with the trustee need not inquire into the beneficiaries or any unrecorded trust agreement. The record shows who holds title, often not who benefits.

Where does public record research stop?

At the account. A recorded mortgage states the original amount; the current balance is the lender’s account record, and like bank balances and account records it reaches a case only through a subpoena, a court order or the subject’s own written authorization. At the name: a maiden name or a misspelling hides a deed in a name index, and property held through an entity is indexed under the entity’s name, not the person’s.

An asset search is not a title insurance commitment or an opinion of title. This article is general information about Florida public records, not legal advice. For a specific property or dispute, talk to a Florida attorney.

Questions we are asked

Are Florida property records public?

Yes. Section 28.222 says all instruments recorded in a county’s Official Records must remain open to the public for inspection and copying, and section 28.2221 requires the index online from no later than January 1, 1990 forward.

Can you find out who owns an LLC in Florida?

Not from Sunbiz alone. The annual report must name at least one person with authority to manage the company, and neither it nor the articles of organization has to name the members. The public record shows control and pattern: who manages, who signs the deeds and mortgages, and which addresses and agents repeat across entities.

Do liens show up on a public record search?

Recorded liens do: mortgages, claims of lien, judgments and lis pendens in the Official Records, UCC financing statements in the Florida Secured Transaction Registry, and judgment liens on personal property with the Department of State. Property taxes are different. Section 197.122 makes them a first lien from January 1 of the year levied, by operation of the statute rather than by a recording, and section 695.01(3) leaves liens for taxes, special assessments and utilities out of its recording requirement.

Order a licensed background investigation. Prepared by a Florida-licensed investigator, agency A3400127, and documented to evidentiary standards.

---

Written by Joshua Goldberg, Florida private investigator license C3400073, owner of Insight Investigative Group, LLC, agency license A3400127, Bradenton, Florida.

Related: background checks and published rates.

A background check is four separate jobs that get sold as one. Identify the person, pull the records that exist under that identity, verify that the records actually belong to them, and write down what could not be confirmed. Consumer platforms do the first two. The value is almost entirely in the second two.

What a licensed investigator does that software does not

Software matches on name, age and address history, then returns everything it hits. An investigator starts by pinning the identity down: date of birth, address chronology, known relatives and associates, prior names. Only then do the records get pulled, because a record retrieved before the identity is settled is just a guess with a citation. Then the records get read rather than listed. A charge is not a conviction. A filed lien is not an outstanding one. A dismissed case reported as an arrest is how a person loses a job over nothing. Reading dispositions is unglamorous and it is most of the work.

Where a background search legally stops

No licensed investigator can obtain bank balances, telephone call records, sealed or expunged records, credit reports, or medical records. Those are protected by federal and state law and access runs through a subpoena, a court order, or the subject’s own written authorization. Any service implying otherwise is telling you how it treats the law in general.

Order a licensed background investigation. Prepared by a Florida-licensed investigator, agency A3400127, and documented to evidentiary standards.

---

Written by Joshua Goldberg, Florida private investigator license C3400073, owner of Insight Investigative Group, LLC, agency license A3400127, Bradenton, Florida.

Related: background checks and published rates.

Yes, a background check can find social media accounts, and a competent one does. What it cannot do is get inside a private one. The line is public versus private, and it is a legal line, not a technical one.

Order a licensed background investigation. Prepared by a Florida-licensed investigator, agency A3400127, and documented to evidentiary standards.

Can a background check find social media accounts?

It can, and account discovery is usually the easy part. People reuse usernames, email addresses and profile photos across platforms, and the connections between accounts are often visible without ever touching a privacy setting. An analyst working from a name, an email and a phone number will typically surface accounts the subject forgot existed. What the accounts are worth is the harder question. A public profile is a claim about a life, and a claim is evidence of something only when it is dated, captured, and set against the rest of the record.

What a licensed investigator will not do to get in

We do not create a false identity to send a friend or follow request. We do not log into an account we are not authorized to use. We do not ask a third party to hand over private messages. We do not pretext a platform’s support desk. Pretexting to obtain protected information is unlawful, and evidence obtained that way contaminates the case it was collected for. What we do instead is collect what is publicly visible, timestamp and preserve it properly, and document the collection method so the material survives a challenge later.

The evolution of Social Media Intelligence (SOCMINT) from a niche capability to a critical asset in modern investigative work is a story of innovation and transformation. My journey began in 2016 when I was deployed with the Joint Special Operations Command (JSOC) to the Middle East, tasked with identifying and targeting ISIS foreign fighters. This experience underscored the enormous potential of SOCMINT, shifting it from a supplementary tool to a core element of strategic intelligence. Today, SOCMINT stands as a cornerstone in a wide range of fields, from military operations to corporate investigations.

SOCMINT in Combat Operations: A New Frontier in Intelligence

In 2016, the operational landscape was complex. Foreign fighters were flowing into Iraq and Syria from multiple countries, overwhelming traditional intelligence approaches. SOCMINT became indispensable. At the time, we referred to this as PII (Personally Identifiable Information) OSINT, reflecting the way we leveraged open-source intelligence to gather and analyze sensitive personal data from social media platforms and other digital sources.

Operational Use: By analyzing social media activities, we mapped out intricate networks. Simple interactions, likes, comments, shared photos, often revealed a wealth of intelligence, identifying affiliations and collaborations among fighters.

Integration with OSINT: Combining SOCMINT with other open-source data (e.g., satellite imagery, news reports) allowed us to construct comprehensive profiles of these individuals and their support networks. This interdisciplinary approach elevated our capabilities.

Legal and Diplomatic Impact: SOCMINT also played a crucial role in legal contexts, such as issuing subpoenas and collaborating with international partners, allowing us to share actionable intelligence with foreign governments to dismantle overseas support structures.

From Military Applications to Mainstream Investigations

What was honed in military operations has since permeated civilian investigations across a range of sectors, making SOCMINT a critical investigative tool in various industries:

Corporate Investigations: Businesses now deploy SOCMINT for due diligence, insider threat detection, and fraud prevention. Techniques once used to track the movements of foreign fighters are now applied to trace financial irregularities and unauthorized data leaks.

Law Enforcement: SOCMINT is instrumental in criminal investigations, from locating missing persons to tracking illicit online activities. The speed and accuracy needed on the battlefield are now leveraged to respond to real-time crises such as active shooter situations.

Civil and Corporate Litigation: SOCMINT has become a valuable asset in courtrooms, where digital footprints often provide key evidence in disputes ranging from defamation to intellectual property violations.

Advancements and Ethical Challenges

As SOCMINT has grown, so too has its complexity:

Technological Evolution: Advances in AI and machine learning have enhanced SOCMINT’s ability to rapidly analyze large datasets and predict patterns, significantly reducing the time needed to identify critical intelligence.

Ethical and Legal Considerations: The widespread use of SOCMINT has prompted necessary debates around privacy, data ethics, and the responsible use of these powerful tools. These conversations shape how SOCMINT is integrated into both legal frameworks and investigative practices.

Personal Reflection

Looking back at my time in the Middle East, it is clear that those foundational experiences in SOCMINT paved the way for its current applications across a multitude of sectors. The ability to gather, analyze, and act on intelligence in real-time was revolutionary. However, with this power comes responsibility. Ensuring SOCMINT is used ethically and within legal boundaries is paramount, especially as it continues to evolve.

---

Written by Joshua Goldberg, Florida private investigator license C3400073, owner of Insight Investigative Group, LLC, agency license A3400127, Bradenton, Florida.

Related: background checks and cyber investigations.

Insurance fraud is a significant issue that costs the industry billions of dollars annually. As a private investigator or an insurance professional, spotting fraudulent claims is a critical skill that requires a keen eye and meticulous attention to detail. This article will guide you through the process of identifying potential fraud, from recognizing red flags to conducting thorough fraud investigations.

Understanding Insurance Fraud

Insurance fraud can take many forms, including false claims, exaggerated damages, and deliberate damage or injury. It is essential to understand the various types of fraud to effectively identify and investigate suspicious claims.

Common Types of Insurance Fraud

False Claims: These involve entirely fabricated incidents, such as claiming for an accident that never occurred.

Exaggerated Claims: In these cases, the claimant exaggerates the extent of damage or injury to receive a larger payout.

Staged Incidents: These involve deliberately causing an incident, such as a car accident, to claim insurance money.

Misrepresentation: This includes providing false information when applying for insurance, like lying about health conditions or income.

Red Flags in Insurance Claims

Identifying potential fraud starts with recognizing common red flags. While these indicators do not guarantee fraud, they warrant further investigation.

Unusual Timing and Circumstances

Immediate Claims: Claims made shortly after obtaining a policy, especially for large amounts, can be suspicious.

Claims During Policy Changes: Claims made just before or after increasing coverage limits or changing policies.

Odd Timing: Incidents occurring at unusual times, such as during holidays or late at night.

Questionable Documentation and Behavior

Incomplete or Inconsistent Documentation: Missing, altered, or inconsistent documents, such as medical reports or repair bills.

Reluctance to Provide Information: Claimants who are evasive or refuse to provide additional information or documentation.

Multiple Claims: Individuals with a history of frequent claims, especially if they involve similar circumstances.

Specific Red Flags for Different Insurance Types

Staged Accidents: Witnesses with conflicting accounts, minor damages despite severe injury claims, or unusual accident patterns.

Phantom Vehicles: Claims involving vehicles that cannot be traced or identified.

Exaggerated Injuries: Medical claims that do not align with the accident’s severity.

Unexplained Fires or Thefts: Fires or burglaries with unclear causes or lack of supporting evidence.

High-Value Items: Claims for expensive items without proper documentation or proof of ownership.

Repeated Losses: Multiple claims for similar types of damage, like water or fire damage.

Overtreatment: Claims involving excessive or unnecessary medical procedures.

Inconsistent Medical Records: Discrepancies between claimed treatments and medical records.

Unusual Provider Activity: Claims involving healthcare providers with a history of fraudulent activity.

Conducting a Thorough Investigation

Once you identify potential red flags, a comprehensive investigation is necessary to determine the claim’s legitimacy. Here’s a step-by-step guide to conducting an effective fraud investigation.

Step 1: Initial Assessment

Review the Claim: Examine all documentation provided with the claim, including forms, receipts, and reports.

Interview the Claimant: Conduct a detailed interview to gather more information and observe the claimant’s behavior and responses.

Documentation: Gather all relevant documents, including medical records, police reports, and repair bills.

Witness Statements: Interview witnesses to corroborate the claimant’s account of the incident.

Surveillance Services: Use surveillance techniques to monitor the claimant’s activities and verify their claims.

Step 3: Analyze the Evidence

Compare Documentation: Cross-check all documents for consistency and authenticity.

Medical Review: Have medical professionals review injury claims and treatment records for legitimacy.

Expert Consultation: Consult with experts, such as accident reconstruction specialists or forensic accountants, to assess the validity of claims.

Detailed Report: Prepare a comprehensive report detailing your findings, including all evidence collected and your conclusions.

Recommendations: Provide recommendations based on your investigation, such as denying the claim or referring the case for further legal action.

Real-Life Examples of Insurance Fraud

Example 1: The Phantom Injury

In one case, an individual claimed to have sustained severe injuries in a minor car accident. The investigation revealed that the claimant had a history of similar claims and that their injuries were inconsistent with the accident’s severity. Surveillance services showed the claimant engaging in physical activities they claimed to be unable to perform, leading to the denial of the claim.

Example 2: The Vanishing Jewelry

A homeowner claimed that a burglary resulted in the loss of several high-value jewelry items. Upon investigation, it was found that the claimant had not provided any proof of purchase or ownership for the jewelry. Further, there was no sign of forced entry or a police report filed at the time of the alleged incident. The claim was subsequently denied.

Preventing Insurance Fraud

While detecting and investigating fraudulent claims is crucial, preventing fraud from occurring in the first place is equally important.

Clear Communication: Ensure policyholders understand the terms and conditions of their policies and the consequences of fraud.

Fraud Awareness: Provide information on common types of fraud and how to avoid being involved in fraudulent activities.

Enhancing Claim Processes

Thorough Vetting: Implement rigorous procedures for vetting new policies and claims.

Advanced Technology: Utilize technology such as data analytics and machine learning to identify patterns and anomalies that may indicate fraud.

Collaboration: Work with other insurers, law enforcement, and industry groups to share information and resources for combating fraud.

Strengthening Internal Controls

Regular Audits: Conduct regular audits of claims and policies to identify potential fraud.

Employee Training: Train employees on how to recognize and report suspicious activities.

Robust Policies: Develop and enforce robust policies and procedures for handling fraudulent claims.

Spotting fraudulent insurance claims requires a combination of vigilance, knowledge, and thorough investigation techniques. By understanding the common types of fraud, recognizing red flags, and conducting detailed fraud investigations, you can effectively identify and prevent insurance fraud. Additionally, implementing preventative measures and educating policyholders can help reduce the incidence of fraud, protecting both insurers and honest claimants.

Insurance fraud is a complex and evolving challenge, but with the right tools and strategies, private investigators, surveillance services, and insurance professionals can play a crucial role in maintaining the integrity of the insurance industry.

---

Written by Joshua Goldberg, Florida private investigator license C3400073, owner of Insight Investigative Group, LLC, agency license A3400127, Bradenton, Florida.

Related: insurance fraud investigation and surveillance services.

Online background check sites are accurate about some things and unreliable about others, and they do not tell you which is which. They aggregate public records and marketing data, they rarely verify what they aggregate against the source, and they disclaim the accuracy of the result in their own terms of service. That is not a scandal. It is the business model. The problem starts when someone treats the output as a finding.

Are online background check sites accurate?

Partly. The underlying public records are usually real. What goes wrong is the matching. These platforms link records to a person using name, approximate age and prior addresses, which is enough to be right most of the time and enough to be confidently wrong the rest of it. Two people with the same name in the same county is the classic failure, and nobody at the company checks. They also age badly. A charge that was later dropped, a lien that was satisfied, an address someone left in 2014: all of it keeps showing up, because refreshing a record costs money and leaving it there does not.

TruthFinder, like the other consumer search platforms, states in its own terms that it is not a consumer reporting agency, that its reports may not be used for employment, tenant, credit or insurance decisions, and that it does not warrant the information it returns is accurate or current. Read that as written. The company is telling you the output is a lead, not a fact. It is often a useful lead. It is not a verified record, and no licensed professional is accountable for it.

Why is my background check information wrong?

Usually one of four reasons. The record belongs to someone else with a similar name. The record is real but stale, and the disposition or satisfaction was never picked up. The record was scraped from an intermediate aggregator rather than the county source, so an error upstream propagated. Or the underlying court record itself contains the error, which happens more than people expect.

Correcting it means going to the source: the clerk of court, the recorder, the agency that created the record. A consumer platform will remove its listing on request, but that does not fix the record, and the entry frequently reappears on the next data refresh.

What can a private investigator find that a search site cannot?

Less than people imagine, and more than it sounds. A licensed investigator has access to regulated databases that consumer platforms cannot resell, but the real difference is verification. We pull the record from the source, we read the disposition rather than the charge, we confirm the record actually belongs to your subject, and we tell you what we could not confirm. A search site cannot do the last one, because it does not know. We also go where no database reaches. Courthouse terminals for counties that never digitized, corporate filings across states, property records under an entity name rather than a personal one, and social media analysis done by an analyst instead of a scraper.

Who is accountable for the record?

This is the part that never shows up in a feature comparison. A Florida licensed investigative agency operates under Chapter 493 of the Florida Statutes. Section 493.6121(2) requires it to maintain the case file for at least two years and to produce that file to the state regulator on request. Section 493.6119 prohibits it from divulging the contents of an investigative file to anyone other than the client. Section 493.6119(4) makes a willfully false report to a client a licensing matter, not merely a service failure.A consumer data broker is bound by none of that. It holds no state license that can be suspended, it owes you no statutory duty of confidentiality, and there is no regulator to call about a wrong result. The records may overlap. The accountability does not.

When a search site is the right tool

When you want a starting point and nothing depends on the answer. Checking whether a name is worth looking into, confirming a city, getting oriented before you decide whether to spend real money. For that it is fine, and it is cheap for a reason. When something does depend on the answer, when it will be shown to a judge, a board, an insurer or a counterparty, an unverified aggregate is a liability wearing the costume of a report.

Order a licensed background investigation. Prepared by a Florida-licensed investigator, agency A3400127, and documented to evidentiary standards.

---

Written by Joshua Goldberg, Florida private investigator license C3400073, owner of Insight Investigative Group, LLC, agency license A3400127, Bradenton, Florida.

Related: background checks.

A modern investigation is mostly analysis, not stakeouts. Records and open source work establish who a person is and what their pattern looks like, and surveillance is then deployed narrowly to document the specific thing that matters. Reversing that order is how people spend a lot of money for very little.

Insight Investigative Group is a licensed Florida agency, agency license A3400127, in Bradenton. Our prices are published.

What happens first in an investigation?

Identity resolution. Confirming the subject is who you think, and that the records you are about to rely on belong to them and not to someone with a similar name and date of birth. This step is unglamorous and it prevents the single most expensive category of error in this work.

Then address history, associates, vehicles, property and business affiliations, which together produce a pattern of life: where someone is likely to be, when, and with whom.

How much of it is open source?

More than most clients expect. Publicly visible social activity, court filings, corporate records, property records and licensing databases answer a large share of questions outright, and they narrow almost all of the rest.

Open source work is also what makes surveillance efficient. Knowing that a subject coaches on Tuesdays turns a speculative week into a single chosen day.

Where does surveillance fit?

Last, and narrowly. Surveillance documents the specific behavior the case turns on, once analysis has established when and where to be. Three correctly chosen hours routinely beat twenty spent guessing, which is why we would rather establish the pattern first than sell you days.

Surveillance is $1,000 per day, flat, including unlimited mileage and travel.

What does the technology actually change?

It changes the collection, not the standard. Better cameras, licensed databases and open source tooling mean more can be established faster. What has not changed is that a finding is only worth what its documentation can survive, and that a person has to be able to stand behind it.

The volume of available data has also made the analyst more important, not less. Anyone can retrieve a hundred records. The work is knowing which three matter and what they mean together.

What does an investigation cost?

Background investigations are $175, $600 or $1,200 depending on depth, with rush delivery at $400. Surveillance is $1,000 per day. Locates start at $100. Bug sweeps are $1.50 per square foot with a $500 minimum. Everything is scoped and quoted in writing before any work begins.

---

Written by Joshua Goldberg, Florida private investigator license C3400073, owner of Insight Investigative Group, LLC, agency license A3400127, Bradenton, Florida.

Related: background checks and published rates.

A licensed investigator can work most cybercrime matters that turn on identifying a person or documenting a pattern, and cannot work the ones that require compelled access. That single distinction explains almost every answer below.

Insight Investigative Group is a licensed Florida agency, agency license A3400127. Open source investigation starts at $600.

Which matters can a private investigator work?

Online harassment and cyberstalking, where the job is documenting a course of conduct. Attribution of anonymous accounts from open sources. Romance, investment and cryptocurrency fraud, including tracing funds across public blockchain records. Impersonation and cloned business listings. Online defamation, where preserving what was published and when is the whole case. Employee misconduct on systems the employer owns.

Which matters belong with law enforcement?

Anything requiring compelled disclosure: subscriber records from a platform, content of communications, financial records held by a bank. Anything involving an active intrusion into critical systems. Anything involving child exploitation material, which must go to law enforcement immediately and should never be collected or forwarded by a private party.

A private investigation frequently runs alongside a law enforcement one rather than instead of it. A well documented private file is often what gets an overloaded agency to pick a case up.

Why do people hire an investigator instead of just calling police?

Volume and threshold. Local agencies triage, and a single harassment complaint with a folder of screenshots usually sits behind matters with clearer immediate harm. A documented chronology with attribution already established changes what a detective is looking at.

There is also the civil track, which police do not serve at all. If your objective is an injunction, a defamation claim or a recovery action, you need documentation built for that, not a case number.

What is the hard limit?

We do not access accounts, devices, email or cloud storage. We do not recover or bypass passwords. We do not intercept communications, which section 934.03 of the Florida Statutes prohibits without the consent of all parties. Any firm offering to hack an account for you is describing a computer crime.

What should I preserve before calling anyone?

Everything, and immediately. Full-screen captures showing URLs, account names and timestamps. Intact message threads. A written log of when each thing happened. Do not confront the account and do not warn the person, because the first thing a subject does when warned is delete.

---

Written by Joshua Goldberg, Florida private investigator license C3400073, owner of Insight Investigative Group, LLC, agency license A3400127, Bradenton, Florida.

Related: cyber investigations and background checks.

Almost everyone reading this has data in a breach corpus already, and for most people it is old passwords and an email address rather than anything dramatic. The useful question is not whether you appear. It is what specifically is exposed and whether it is still usable against you.

Open source and dark web exposure work is $600 as part of a comprehensive investigation.

What does a dark web check actually find?

Credentials from breached services: email addresses paired with passwords, usually with the breach and its date attached. Personal identifiers circulating in aggregated sets. Occasionally financial data, and occasionally evidence that a specific person is being targeted rather than swept up in a bulk breach.

What matters is the pairing and the recency. An email address alone is close to meaningless. An address paired with a password you still use somewhere is an active problem today.

Can an investigator remove my data from the dark web?

No, and neither can anyone else. Once a data set is distributed it cannot be recalled, and any service claiming to delete your information from the dark web is selling something that does not exist.

What is achievable is knowing precisely what is exposed so you can close the specific doors it opens: change the reused credentials, add multi-factor authentication where the exposure is live, and freeze credit if identifiers are circulating.

How is this useful in an actual case?

In a harassment or stalking matter, it can establish that a subject had access to credentials that explain how they knew something. In a fraud matter, it can show whether a compromise preceded the loss. In a business matter, it can document that employee credentials for a corporate system are circulating, which is a live risk rather than a historical curiosity.

What are the limits?

We work from data that is already accessible through lawful open source collection. We do not purchase stolen data, we do not commission access to anything, and we do not access an account with credentials found anywhere, which is unlawful regardless of how the credentials were obtained.

A report telling you your data is exposed, with no specifics and an upsell attached, is a marketing product rather than an investigation.

What should I do first?

Change any password you have reused anywhere, starting with the email account that can reset the others. Turn on multi-factor authentication on that email account before anything else, because it is the master key to everything else you own.

Then check whether recovery phone numbers and addresses on your accounts are still yours. In domestic matters an old recovery number left in place is a far more common explanation for uncanny knowledge than any breach.

---

Written by Joshua Goldberg, Florida private investigator license C3400073, owner of Insight Investigative Group, LLC, agency license A3400127, Bradenton, Florida.

Related: cyber investigations and background checks.

Before you gather anything yourself, know where the legal line sits. Florida raised unauthorized tracking to a third degree felony on October 1, 2024, and recording a conversation without every party consenting is a felony too. Read is it legal to track your spouse in Florida first, because the two things people most commonly try are now the two that carry criminal exposure.

There are no secret tactics. There is public-place surveillance, public record work, and lawful open source research, done patiently. Anyone advertising more than that is describing either theatre or a crime.

What follows is what an infidelity engagement actually involves, including the parts people do not expect. Surveillance is $1,000 per day, flat.

What does an infidelity investigation actually involve?

Surveillance from public vantage points, producing timestamped video and stills with a written chronological log. We document where a subject went, when, how long they stayed and who they were with. Where it helps, public record work identifies a second party or establishes a shared address.

We document. We do not interpret, and the report reads the same way whether the findings are what you expected or not.

How many days does it take?

Usually one to three, and the timing matters far more than the total. A day chosen around a known irregularity in the subject’s routine is worth three chosen at random. Tell us the days and times something is different, because that is where this work succeeds.

We will also tell you when we think a subject’s schedule makes an assignment unlikely to produce anything, rather than booking it anyway.

What will an investigator not do?

We do not access phones, email or social accounts. We do not obtain telephone call records or bank records. We do not record private conversations, which section 934.03 of the Florida Statutes prohibits without the consent of all parties. We do not place a tracking device on a vehicle you do not own, prohibited by section 934.425, and joint titling does not automatically make it lawful.

In a family case, unlawfully obtained material does not merely fail. It can reach custody, and it hands the other side an argument that has nothing to do with the conduct you hired us to document.

Does it matter in a Florida divorce?

Florida is a no fault state, so adultery is not required to dissolve a marriage. It can still be relevant to alimony where marital funds were spent on the relationship, and to parenting where the circumstances affect the child. Whether it matters in your case is a question for your attorney, and having documentation before you ask is better than after.

What if the investigation finds nothing?

Then that is what the report says, and for a substantial share of clients that is the outcome they actually needed. A documented record showing someone doing exactly what they said they were doing ends a corrosive uncertainty that was going to damage the relationship on its own.

Any firm that promises to find something is promising an outcome it cannot control, and there is only one way to deliver on that promise.

How do I keep this discreet?

Contact us from a device the other party cannot reach, and do not discuss the engagement inside a space they can access. Under section 493.6119 of the Florida Statutes the contents of the file are confidential to the client.

---

Written by Joshua Goldberg, Florida private investigator license C3400073, owner of Insight Investigative Group, LLC, agency license A3400127, Bradenton, Florida.

Related: domestic investigations and surveillance services.

Updated for Florida law as of 2026: unauthorized tracking became a third degree felony on October 1, 2024. See is it legal to track your spouse in Florida for what changed and what you can still do lawfully.

Most evidence people collect themselves is lawful. The problem is usually that it is unusable, and occasionally that collecting it was a crime.

If you are documenting something for a family case, an employment dispute or a claim, the rules below will keep what you gather worth having. General information, not legal advice.

What can I legally record in Florida?

Florida requires the consent of all parties to record a private conversation, under section 934.03 of the Florida Statutes. That makes Florida a two party consent state, and it catches an enormous number of people who assume that being part of the conversation is enough. It is not.

Video without audio, in a place where there is no reasonable expectation of privacy, is a different matter and is generally lawful. A great deal of self-collected evidence becomes usable simply by turning the microphone off.

How should I preserve screenshots and messages?

Capture the whole screen, not a crop. The URL, the account name, the timestamp and the surrounding thread are what establish that the message is what you say it is. A cropped image of text is close to worthless once anyone contests it.

Do not delete your side of a thread, even the parts that embarrass you. Selective preservation is the first thing opposing counsel looks for, and finding it damages everything else you produce.

Should I keep a log?

Yes, and contemporaneously. A dated written record made at the time carries weight that a reconstruction assembled six months later does not. Note what happened, when, who was present, and how you know. Keep it factual and leave your conclusions out of it.

What will get my evidence excluded or land me in trouble?

Recording a private conversation without the consent of all parties. Accessing an account, phone or computer that is not yours, including a spouse’s, which is unlawful even where you know the password. Installing monitoring software on someone else’s device. Placing a tracking device on a vehicle you do not own, prohibited by section 934.425. Trespassing to obtain photographs.

Each of these has ended cases that would otherwise have been won, and several are crimes independent of the case they were meant to help.

When should I stop and call an investigator?

When you find yourself considering any of the things in the previous section. When the other party has become aware you are documenting. When what you need requires following someone, because self-surveillance in a domestic matter goes wrong more often than it goes right and it can support a stalking allegation against you.

And when the material needs to survive challenge. Documentation prepared to evidentiary standards, with a maintained chain of custody and an investigator who can speak to how it was obtained, is a different exhibit from a folder of phone photos.

---

Written by Joshua Goldberg, Florida private investigator license C3400073, owner of Insight Investigative Group, LLC, agency license A3400127, Bradenton, Florida. General information, not legal advice.

Related: surveillance services and domestic investigations.